Job Description
We are seeking a skilled Credit Analyst to evaluate financial information, assess credit risk, and support lending decisions.
Key Responsibilities:
Analyze financial statements, income, assets, liabilities and other financial information. Conduct credit assessments and identify potential financial and credit risks. Evaluate borrower creditworthiness and repayment capacity. Review loan applications and supporting financial documentation. Perform financial ratio and cash-flow analysis. Support loan structuring and lending decisions. Conduct KYC and due-diligence checks. Monitor compliance with lending policies and regulatory requirements. Coordinate with clients, relationship managers and internal credit teams. Prepare credit reports and maintain accurate documentation.
Required Qualifications:
Bachelor's degree in Finance, Accounting, Economics or a related field. 2–6 years of experience in credit analysis, lending, banking or financial services. Experience in financial statement analysis and credit risk assessment. Knowledge of loan processing and banking operations. Strong analytical and problem-solving skills. Good knowledge of MS Excel. Strong documentation, communication and stakeholder-management skills.